If you are a business owner you need to protect your company’s assets from claims against your business by individuls or other businesses.
A Business Owners Policy (BOP) can protect your small business against today’s most common risks. Fire, burglary, liability and business interruption losses are all covered under a BOP.
Since a BOP is prepackaged, there is only one policy to review and it can be more cost effective than purchasing separate policies. Additional coverage can be added in the form of endorsements or riders.
Since a BOP insurance policy is specifically designed for small and medium-sized businesses, the type of business can influence eligibility. Normally, companies with 100 employees or fewer and revenues of up to about $5 million or less are candidates for a BOP. Some types of businesses, such as restaurants, may be ineligible for a BOP because of the specific risks inherent in the business and may need to consider buying the individual coverages separately.
If you are interested in obtaining a BOP for your company please "Contact Us" by clicking on this link and we will be happy to assist you in developing a comprehensive quote specifically designed for your business