Your property does not have to be in what is called a “High-Risk Flood Zone” in order to need flood insurance. Unfortunately, many homeowners, renters, condo owners or business owners believe that flood insurance is not necessary because their dwelling has been classified to be in a “Low-Moderate Risk” Zone. Nothing can be further from the truth. Nationally about 25% of all flood insurance claims come from areas such as these.
Floods can be caused by storms, melting snow, hurricanes, and water backup due to inadequate or overloaded drainage systems to name but a few.
If you are a homeowner, renter, condo owner, landlord, mobile home owner or a business owner, you may want to consider purchasing a separate insurance policy to be protected from flood damage because flooding can occur anytime and anywhere. If interested in purchasing a flood insurance policy please Contact us by clicking on this link.